JR Pass or individual tickets?

Hello. I will be in Japan in July, and my itinerary is as follows. I was checking train fares and it seems that buying tickets individually might be cheaper than the JR Pass. Is that right?
15 Jul Arrival in Osaka
16 Jul Osaka
17 Jul Travel Osaka to Koyasan
18 Jul Travel Koyasan to Nara
19 Jul Travel Nara to Kyoto
20 Jul Kyoto
21 Jul Kyoto
22 Jul Kyoto
23 Jul Travel Kyoto to Kanazawa
24 Jul Travel Kanazawa to Takayama
25 Jul Travel Takayama to Tokyo
26 Jul Tokyo
27 Jul Tokyo
28 Jul Tokyo - day trip to Nikko
29 Jul End

Thanks!

Christian.